Bernhard Koepp Senior Portfolio Manager, Managing Director Bernhard Koepp Senior Portfolio Manager, Managing Director E. Terrence Gardner, Jr. Partner, Portfolio Strategist E. Terrence Gardner, Jr. Partner, Portfolio Strategist James E. Moltz Chairman Emeritus James E. Moltz Chairman Emeritus Bruce W. Benedict Senior Managing Director Bruce W. Benedict Senior Managing Director Meredith El Nems Operations Director and Relationship Manager Meredith El Nems Operations Director and Relationship Manager Carlos Zavala Relationship Manager Carlos Zavala Relationship Manager
